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The ethics of questioning instructions

Thursday 11 April, 2024

woman standing in a cornfield deciding which path to take

I have recently joined the lending division of a major bank. I know I am still new to the decision making process as well as the internal checks and balances, but I am uncomfortable with an instruction from a manager to mark approved a loan that on paper doesn't look like it should be approved, plus I know it is for the manager's cousin.
The manager is not asking me to evaluate the application, I am simply tasked with processing it, so if I ask questions this could cause problems for me.
What should I do?

Photo by Burst on Unsplash

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The Oath

  • Trust is the foundation of my profession.
  • I will serve all interests in good faith.
  • I will compete with honour.
  • I will pursue my ends with ethical restraint.
  • I will help create a sustainable future.
  • I will help create a more just society.
  • I will speak out against wrongdoing and support others who do the same.
  • I will accept responsibility for my actions.
  • In these and all other matters;
    My word is my bond.